Buy or Lease - We’ll help you decide

Buying and Leasing have great benefits but which is right for you? We’ll help you decide.

Ownership
  • Lease
    You pay for the use of the vehicle for the term of lease. Upon completion of the lease, you must return the vehicle, unless you choose to exercise the option of purchasing it.
    Contact Your Dealer
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  • Buy
    Once you have completed the terms of your contract, you own the vehicle, free and clear.
    Apply for Finance
Payments
  • Lease
    Monthly lease payments are usually lower since you are only paying for the value of the vehicle during the term of the lease.
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  • Buy
    Because you are paying the full purchase price for the vehicle, and each payment goes toward building equity in your vehicle, monthly payments tend to be higher.
    Apply for Finance
Maintenance
  • Lease
    Most lease terms end before a manufacturer’s warranty expires. While regular maintenance such as oil changes and tire rotations are necessary and required per the terms of your lease agreement, costs are minimal.
    Contact Your Dealer
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  • Buy
    Ownership means you have no lease-end obligations regarding maintenance. You are free to determine when, where, and how you care for your vehicle.
    Apply for Finance
Customization
  • Lease
    Approved accessories are available to customize your vehicle at the time of lease inception.
    Contact Your Dealer
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  • Buy
    You can customize your vehicle as you wish at any time.
    Apply for Financing
Mileage
GAP Coverage
  • Lease
    GAP coverage is included in the terms of your Chrysler Capital lease agreement, providing you with peace of mind in the event of total loss.
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  • Buy
    GAP coverage can be added at the time of purchase and rolled into your monthly payment.*
    Apply for Financing
Wear & Tear
  • Lease
    Normal wear and tear from the day-to-day operation of a vehicle is expected and covered.
    Contact Your Dealer
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  • Buy
    As the vehicle owner, you determine when and how you deal with damage to your vehicle.
    Apply for Financing
Tax Savings
  • Lease
    In many states, the tax calculation is based on the monthly payment, versus the full value of the vehicle.**
    If you use the vehicle for business purposes, you may be able to deduct a portion of payment.***
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  • Buy
    Tax on the full purchase price of the vehicle is due at signing and can be rolled into your monthly payment.
    Apply for Financing
End of Term
  • Lease
    Leasing provides you with end-of-term options. You are free to turn in your vehicle or purchase it at the preset price.
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  • Buy
    After you’ve completed the terms of your contract agreement, the vehicle is yours to keep or trade-in on another vehicle.
Learn About Our Lease-End Options
Once you’ve settled on the type of vehicle you want, check the current offers to see what incentives may be available. National and regional offers are updated monthly for both leases and traditional financing. Contact your local dealer for additional information regarding offers available in your area. Whether you choose to lease or buy, we are committed to delivering best-in-class service and value to our customers.

*GAP coverage policies are not available in all states or offered by all dealers.
**Check with your dealer regarding your state’s leasing rules and regulations.
***Consult with your tax advisor/professional regarding potential tax benefits.