Month: April 2021

Why your credit score is important

As you travel through life, one of the numbers that becomes important to you is your credit score. Lenders use your score as an indicator of how likely you are to repay a debt, which is pretty significant when you want to do something like take out a credit card, finance a car or purchase a home. So how does it work? Credit reporting agencies … Read More

Setting a monthly budget

Creating a monthly budget is one of the best ways to manage your money and help you achieve your financial goals. A budget enables you to see what you’re spending your money on, allocate cash for the things that matter most, and save for the future. Follow these steps to create your own. How to make a budget The first step is to take a … Read More

How to use your tax refund when you buy or lease a car

If you’re in the market for a new vehicle, then you should know something about tax season: tax refunds and auto financing are a good match.1 That’s because refunds, which averaged about $2,500 last tax season,2 can provide many approved buyers with a ready-made down payment on their next ride, or at least a chunk of it. That money, in turn, may drop their monthly … Read More