Understanding Simple Interest Loans Whether you plan to purchase or lease your first vehicle, understanding how a simple interest loan works is always a good thing. We’ve produced a brief video to explain the basics for you. Apply For Financing
Auto financing for the first-time car buyer Buying a car is an important decision and being a first-time car buyer can be worrisome. Which car should you buy? Will you be able to get the car you want? Will you be able to get financing on your own? Can you afford a car right now? What if something – anything – happens? Whether it’s your first or your sixth, buying a car doesn’t have to be stressful. Chrysler Capital is here to help. Learning about the auto financing process and researching vehicles in advance can reduce your stress and make your first-time car-buying experience much easier. We have information and tools to help guide you along the way. In addition to helpful tools and information, the FCA vehicle lineup has you covered. From Chrysler, to Jeep®, to Dodge, Ram and FIAT, all five brands have great choices that will make you ask yourself, “How do I choose just one?” Here are a few items to consider and/or become familiar with as you begin your first adventure into the car-buying market: Needs vs. wants – you can get the best of both worlds Buying your dream car the first time you venture out is probably not realistic. At the same time, buying a car that gets you from point A to point B, without being comfortable, fun or what you want to drive isn’t very exciting. Luckily, it is possible to combine both your needs and your wants to get a vehicle that delivers in every way. Here is more information about finding your balance. The battle of the budget – finance calculators reporting for duty Creating a budget is easy. Sticking to it is a different story. But when you’re a first-time car buyer, it’s critical to understand how much car you can afford and what an estimated monthly payment could look like. Finance calculators can help you do that and so much more. Auto finance – knowledge is your ally If you are like most first-time car buyers, this is your first major purchase. It’s important to learn as much as you can about the financing process before you go to the dealership, but how do you know where to begin? Here are a few items to get you started.