rbjones


Blog > Recent Articles By rbjones

How much does owning a car really cost?

Does this sound familiar? Your tires are getting worn, so you get all new tires for your vehicle. Shortly thereafter, new brakes. And then, upon returning home from the brake shop, your insurance bill for the next six months just happens to be in the mailbox. Fabulous. More than just the initial price Vehicle ownership is much more than the initial purchase and fuel costs. … Read More


Our top 10 tailgating tips and tricks

With the arrival of autumn, comes many of our favorite things. Leaves changing color, fall flavors and scents, cooler weather, and oh yes, football. There’s something about the first kickoff under Friday night lights that perfectly ushers in this time of year. Then there’s the college games making for wonderful Saturdays. And NFL games on Sunday. And Monday. And Thursday. Lots of opportunities to embrace … Read More


Auto financing for the first-time buyer

If you go online and search “financing my first car” or “first time car buyer” you’ll get roughly 150-250 million results. Give or take. That’s a lot of information to sort through. But the first, and most important thing you need to know is – it is possible to get financed as a first-time buyer. There are just a few things you need to know … Read More


Eight tips to help prevent fraud

Fraud can be a scary word, especially if it’s happening to you. Now more than ever, the signs of fraudsters are all around us. Fraud indicators could be from companies about data breaches or emails letting you know your personal information has been put at risk. You might have heard warnings on the news or even from your bank about fraud. Don’t worry though. If … Read More


Tips for establishing first-time credit

Recently, I spoke with someone who, at 50+, is establishing his credit rating for the first time. He’s excited to watch his rating improve as well as the possibilities that await. He’s eager to buy a home. On the opposite side of the spectrum, my daughter will be turning 18 all too soon and working to build her credit for the first time. She has … Read More


What is the difference between a hard credit pull and a soft credit pull?

Have you ever reviewed your emails and wondered where all the “You’re preapproved!” messages are coming from? Me too. More importantly, preapproved for what? And how? I haven’t applied for anything. Receiving preapprovals, whether via email, regular mail or any other way, has become somewhat common. And the good news is, it doesn’t impact your credit score. The bad news … well, there really isn’t … Read More


When should you check your credit report?

How often do you check your credit report? Maybe the better question is, when was the last time you checked your credit report? A regular review of your credit report is a good habit to have. Whether you are in the process of building first-time credit, repairing damaged credit or just like to make sure your information is correct, your reports are good tools to … Read More


Why you should maintain your vehicle

Whether you’re a first-time buyer, or someone who has retired many vehicles over the years, you probably know that acquiring a new ride is just one step in the life of car ownership. Driving off the lot and into the years ahead, part of your “job” as auto owner is making sure you keep your vehicle in optimum running condition. Not to mention avoiding any … Read More