Auto Finance

At Chrysler Capital Blog: The Road Best Traveled, we endeavor to provide easy-to-understand auto finance information and advice.

What is a car title?

A car title is one of the most important documents you’ll sign when you purchase a vehicle. It establishes you as the vehicle’s legal owner and is often used for the vehicle to be registered and for ownership to be transferred. The title is issued by the state where you live. And while information included on the document can vary between states, you’ll generally see … Read More

How to find the best vehicle incentives

Shopping for a vehicle involves some big decisions, including how much you will spend. One factor you should take into account is vehicle incentives which can save eligible shoppers hundreds or thousands of dollars up front or over the course of their financing. Incentives come in different forms, have a range of eligibility criteria, may sometimes be combined, and change throughout the year, all of … Read More

How to optimize your tax refund when you buy or lease a car

Tax season is here – a time when many people receive the boost of a refund, greater financial freedom and start thinking about new opportunities ahead.1 Last year’s tax refund averaged about $2,8002 and, whether you’re planning the return of fair-weather road trips in a new vehicle or would like to pay off an existing ride, there are great ways to put that kind of … Read More

How to achieve the goal of buying a car

What are your plans for the year ahead? As ideas are formed and goals set, you may picture yourself moving forward in a shiny new vehicle. An effective way of turning that vision into reality is to work out the steps you must take to get there. We’ve put together five key stages to make that process easier. 1. Understand your financial situation Review your … Read More

What happens when you trade in your vehicle?

You found the vehicle of your dreams and the dealership offered you what you believe is a fair amount for your trade. So, now what? If you own your trade-in vehicle outright (you’ve completed any loan or lease commitment that you may have had), it is important that you have your title with you when you go to the dealership. Then, you can sign it … Read More

How many years should you finance a new or used car?

Deciding which car model or make you should buy may not be the biggest decision you face when you step foot into a dealership. Instead, the bigger question at hand may be just how long you should finance a new or used car for. Depending on multiple factors, such as credit score, some consumers may qualify for financing of 84 months – an eight-year term … Read More

How a simple interest contract works

At Chrysler Capital, we like to make life simple, and when you purchase a vehicle, it comes with a simple interest contract. Understanding how simple interest works can help you to stay on course with your payments, and even save, so watch this short video and read on to discover how.   Principal and interest Two important parts of a simple interest contract are principal … Read More

How to protect yourself from identity theft

Identity theft is on the rise, and it could happen to you. Cases more than doubled from 2019 to 2020, according to the Federal Trade Commission, as thieves increasingly look for opportunities to steal personal information and use it at the owner’s expense. Draining bank accounts, running up charges on credit cards and using medical insurance coverage are just some of the possible consequences of … Read More

How paperless statements help you declutter, save time and go green

It feels good to be up to speed on your auto payments and have your account organized. That process is easy with your Chrysler Capital MyAccount. And it’s easier still when you sign up for paperless statements. Switching to e-statements allows you to streamline your account management and enjoy other benefits, too. See why it makes sense to go paperless, below. Less clutter There are … Read More

Drive into summer with our Memorial Day car, truck and SUV deals

Memorial Day, the unofficial start of summer, is almost here and with it comes a season of road trips, new adventures and good times. To celebrate the occasion and set you up for the summer, Chrysler Capital and FCA US are offering a selection of new car, truck and SUV deals through the Memorial Day Sales Event. Featured are zero and low APR purchase incentives … Read More