Steven Tibbles


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Do you need winter tires?

Driving through winter landscapes can be breathtaking, but the cold hard truth is that it often poses extra risks. One of the things you can do to prepare your vehicle for a safe journey is to equip it with winter tires. However, when is that really necessary? If you’re driving in temperatures that are in the low 40 degrees Fahrenheit and below then winter tires, … Read More


Tips for establishing first-time credit

Recently, I spoke with someone who, at 50+, is establishing his credit rating for the first time. He’s excited to watch his rating improve as well as the possibilities that await. He’s eager to buy a home. On the opposite side of the spectrum, my daughter will be turning 18 all too soon and working to build her credit for the first time. She has … Read More


When should you check your credit report?

How often do you check your credit report? Maybe the better question is, when was the last time you checked your credit report? A regular review of your credit report is a good habit to have. Whether you are in the process of building first-time credit, repairing damaged credit or just like to make sure your information is correct, your reports are good tools to … Read More


How do I know if my vehicle has a recall?

When it comes to vehicle recalls, U.S. law requires that affected owners be notified via first class mail. However, circumstances may occur where a recall notice does not reach the right person. For example, if you move and don’t update your address on your vehicle registration, it’s possible you won’t receive the notification. Another example is, after purchasing a used vehicle, it can take some time … Read More


How to calculate the gas cost of a trip

It’s easy to jump in the car and just drive, but when you’re taking a road trip or even starting a new commute, a little planning goes a long way. Calculating the gas cost of your trip is a smart trick to budget travel expenses, and there are a couple of routes you can take. One is doing it by hand, which can be completed … Read More


Car trends in the U.S.

The United States is a world-leading car manufacturer, home to some of the most loved and recognizable brands, producing over 9.1 million vehicles a year. The country’s $82 billion automotive industry has also created a nation of car lovers. In fact, it is thought that there are 290 million vehicles on U.S. roads. But when it comes to specific models and vehicle types, what brands … Read More


How to trade in a car with negative equity

When you owe more than your vehicle is worth but still intend to trade in – and plenty of people do – then planning your next steps will help you to get the most out of the deal.* Learn how you can approach it, below. Rolling over your negative equity In this situation, it’s common for negative equity to be rolled into financing for the … Read More


9 Key terms to help you trade in your vehicle

Have you ever been at the store and not known how much something was because it was in the wrong section? I found my favorite popcorn at a store I don’t normally visit. I asked an associate how much it was. He started talking about SKUs and PLUs and I had no idea what he was talking about. I got my popcorn. But it made … Read More