Auto Finance

At Chrysler Capital Blog: The Road Best Traveled, we endeavor to provide easy-to-understand auto finance information and advice.

How a Simple Interest contract works

If you already have or are looking to apply online for a vehicle purchase, chances are you’ll be given a Simple Interest contract. How does such a contract work and how will it affect your monthly car payments? Our Simple Interest video in our Customer Center can help explain. Essentially, there are three important factors in a Simple Interest contract. PRINCIPAL The Principal refers to … Read More

How does GAP coverage work?

GAP coverage (aka Guaranteed Asset Protection) is optional insurance coverage that pays the difference between what is owed and what a vehicle is worth in the event the automobile is stolen or destroyed. This coverage is included in the terms of a Chrysler Capital lease contract and optional in terms of financing a vehicle purchase. So how does it work? Well, here’s a nightmare scenario … Read More

Why preapproved auto financing makes sense

Any time you can take some of the stress out of an otherwise stressful situation, it’s a good thing, right? So why not make your next car- or truck-buying experience more pleasant with preapproved auto financing? What you need   It’s easy to apply online. With Chrysler Capital, all you need is a computer, tablet or smartphone and you can be on your way in … Read More

Chrysler Capital Test Drive: 2019 Chrysler Pacifica

I can count my experiences with minivans on one hand. Most of my memories with vans come from carpooling to school when I was a kid. I remember I would get excited for one specific neighbor to pick me and my group up because she had a sleek, state-of-the-art VHS player inside the minivan. As a child in the 90s, this was unbelievable. It was … Read More

The Jeep® Gladiator has arrived! Here’s all the info you need

The wait is over. Last month, excitement built when 4,910 Jeep® Gladiator Launch Edition vehicles sold out on the first day during the brand’s Jeep 4×4 Day. Now that excitement culminates as the 2020 Jeep Gladiator begins its arrival to dealerships across the country. To celebrate the reemergence of the Jeep brand pickup, we put together our previous posts and truck features that make the … Read More

How long can I lease a car?

For those who choose to lease their vehicles, one of the distinct advantages over traditional financing is the shorter terms associated with leasing. There are many benefits that go hand in hand with a short-term contract, and we’ll get to some of those in a bit. But before we go down that road, let’s discuss the first step – determining the contract term that is best for … Read More

Auto finance definitions to remember

Think back to the last time you bought a vehicle. Did you feel, at times, like the salesperson or finance manager was speaking a different language? It can happen. Sometimes using industry-lingo becomes second nature and we forget that others don’t always speak our language. Here are a few terms and definitions to help clear things up when you make your next visit to the … Read More

Talking trade-ins and car valuations with Kelley Blue Book

With the increasing number of resources potential customers have to help with their automobile purchases, Kelley Blue Book continues to be one of the top sites for vehicle research, trade-in information and car valuations. Trading in a previous vehicle can play a vital role in the process for many car buyers, and a little bit of research and preparation can go a long way. We … Read More

Leasing vs. Buying – which is right for you?

Perhaps you know someone trying to decide whether to lease or buy? Or maybe you’re in a quandary about the same for your next vehicle purchase. Our roadmap can answer a few key questions and steer you in the direction of what works best for you.   For more information regarding leasing vs. buying and all other financial resources, please visit our Customer Center.

My craziest road trip experience – how a Ram truck came to my rescue

’Tis the season for road trips. As temperatures rise and the school year comes to a close, roads fill up with vehicles journeying across the state, or even the country, for their spring or summer adventure. In some cases, you can get a full adventure in only 24 hours! Of course not every road trip goes according to plan. Many times, unexpected twists and turns … Read More